• "Working with Bette and Betsy put me totally at ease because I was totally confident in them."  -Evan S.
  • "They really know the business and what they are doing. They came highly recommended-they exceeded our expectations." -Barbara and Ted K.
  • "Bette and Betsy are great in every way." - Shelley Y.
  • "Bette and Betsy represent you not only in making a smart howeowner decision but also in the negotiating process-your agents really are on your side."  -Meleah and Mark B.
  • "Service above and beyond my expectations-highly recommend. Customized level of service to the needs of their clients. Excellent communication and very professional." -Gwen A.
  • "Awesome. No drama. Helpful every step of the way. Very professional and gave honest opinions." Elizabeth and Richard H.
  • "Love the home warranty and help with subcontractors." -Sherwood T.
  • "First class.  Betsy worked with us for a long time, so we got to know her well.  Her knowledge and professionalism were outstanding."  Julia and Dan L.
  • "Bette and Betsy are easy to get in touch with and fast moving." -David M.
  • "The transaction went incredibly smoothly and I knew where I stood throughout the process." -Wendy R.
  • "Very efficient and professional.  They know what to do and I had a contract in 6 days!" -Penny S. 
  • "We enjoyed the experience of two professional agents who worked together to accomplish our mission." -Katie and Clark O.
  • "Betsy rocks!" James B.
  • "Betsy certainly goes above and beyond. Wouldn't use anyone else."  -Julia and Dan L.
  • "Both Bette and Betsy were awesome to work with.  Their knowledge and expertise in the field of real estate went a long way.  We'll definitely work with them again." S. Goodman & J. Luckett
  • "Bette and Betsy were very professional and made themselves available to me at the hours that worked best for me and through whichever form of communication I chose." -Wendy R.
  • "Bette and Betsy were both very personable and professional.  They were perceptive to my needs and wants and were also very knowledgable for a first time home buyer." Evan S.
  • "Betsy has a strong set of ethics and was excellent in providing her professional opinion at all the right moments. We love our home!" -Lauren G.
  • "Betsy was wonderful to work with. Very professional." -Coleen M.
  • "We were in the process of moving out of state and Bette and Betsy took care of everything for us regarding the closing. We didn't worry-they are so trustworthy." -Barbara and Ted K.
  • "I have bought and sold 6 other properties and working with Bette and Betsy was by far the best sale/buy. Personally they are delightful to work with." -Heather C.
  • "Very professional. Incredibly knowledgable. We had worked with many Realtors and none of them compared to Bette and Betsy. They are fabulous. I would recommend them to everyone." -Jessica J.
  • "This is a true team-both are strong realtors in their own right." -Lauren G.
  • "I have made 6 corporate moves and Betsy is hands down the best realtor I have worked with. She worked tirelessly to ensure I was paying a fair price and getting a quality property." Tricia B.
  • "Betsy's expertise in Old Town was invaluable.  It was very apparent why she and her mom have such a fantastic reputation."  -Tricia B.
  • "Betsy worked very hard dealing with our very difficult buyer. The transaction would have fallen apart if not for her persistence." Carol H and David T.

Betsy Gorman
(703) 861-4825

Bette Gorman
(703) 585-2235

Long & Foster
400 King Street
Alexandria, VA 22314
(703) 683-0400 - Phone
(703) 763-5750 - Fax


Settlement day is a day of great excitement and activity.  It is the day legal ownership of the house transfers from seller to buyer and (unless there is agreement to the contrary) when the buyer gets possession of the home.  In Virginia, settlements are conducted by settlement companies and are presided over by settlement agents (who may or may not be attorneys).  In Northern Virginia, most sellers and buyers use the same settlement company and attend settlement at the same time.

The settlement company prepares the settlement sheet (HUD-1) which records all of the financial details of the sale.  The HUD-1 shows each parties’ expenses, how much money a buyer needs to bring to settlement and the amount of proceeds a seller will receive at settlement.  A draft of the HUD-1 should be provided to all parties usually a week before settlement and is a “working” document until settlement

Per the contract, you get the opportunity to do a walk through of the house prior to settlement.  This may be only the second time you have seen the house since the home inspection.  It is your chance to make sure the seller made any agreed upon repairs and that the house is in expected condition.  Generally it’s a good idea to schedule the walk through as close to settlement as possible (usually the day of) to minimize the chance the condition of the house changed between the time of walk through and settlement.  Any problems discovered during the walk through will be handled during settlement.

One decision you need to make at settlement is whether you want to purchase title insurance and if so, what type of policy.  Prior to settlement, the title company will send you information explaining what title insurance is and the various options.  It’s worth learning about title insurance so you can make an informed decision at settlement.

Settlement usually takes about an hour.  In addition to signing a lot of documents, it is a great opportunity for you to ask the seller any questions you may have about the house or neighborhood.  After any walk through issues are resolved, all the documents are signed and all monies have been handed over, the seller will hand over the keys and the house is yours. Congratulations!!